Dental Insurance
Dental Insurance plan in India generally covers reimbursements of costs of hospitalization ,medicine cost and other dental related charges in financial problems due to dental emergencies. Normally, a
health check up is required for applicant those who are above 50 years of age. However in India, Dental Insurance generally covers in general insurance or health insurance which is not in the case of western
countries. In western countries, Dental insurance are specific. But Gradually in India too efforts are being made by few tooth care companies to have tie ups with general insurance companies to make
dental insurance as specific plan. The role played by Indian Dental association to make Indian dental insurance scheme as different from health insurance scheme proved to be success so far.
In India two types of dental insurance plans can be seen:
1) Specific Dental Insurance Plans: Specific Dental Insurance plans covers all the expenses related to dental problems such as endodontic surgery, prosthodontics surgery , and orthodontic surgery. One requires these types of surgeries in case of periodonititis and extraction of teeth due to ailments. In this plan the amount of charges to be claimed is fixed as well as the duration of this plan is also fixed.
2) Dental Insurance plan within Health Insurance plan: This type of plan is provided by various health insurance companies in India and is quite famous among Indians as compared to specific dental insurance plans. Under this plan, insurance policy holder can claim for dental expenses along with other kinds of expenses. This plan also offers tax benefits up to a certain fixed amount.
One has to take care all the terms and conditions as mentioned above before going for dental insurance plans in India. Some major insurance companies in India are Mediclaim, ICICI Lombard etc. You can apply for dental insurance plans online also in India.
Dental Insurance plan in India generally covers reimbursements of costs of hospitalization ,medicine cost and other dental related charges in financial problems due to dental emergencies. Normally, a
health check up is required for applicant those who are above 50 years of age. However in India, Dental Insurance generally covers in general insurance or health insurance which is not in the case of western
countries. In western countries, Dental insurance are specific. But Gradually in India too efforts are being made by few tooth care companies to have tie ups with general insurance companies to make
dental insurance as specific plan. The role played by Indian Dental association to make Indian dental insurance scheme as different from health insurance scheme proved to be success so far.
In India two types of dental insurance plans can be seen:
1) Specific Dental Insurance Plans: Specific Dental Insurance plans covers all the expenses related to dental problems such as endodontic surgery, prosthodontics surgery , and orthodontic surgery. One requires these types of surgeries in case of periodonititis and extraction of teeth due to ailments. In this plan the amount of charges to be claimed is fixed as well as the duration of this plan is also fixed.
2) Dental Insurance plan within Health Insurance plan: This type of plan is provided by various health insurance companies in India and is quite famous among Indians as compared to specific dental insurance plans. Under this plan, insurance policy holder can claim for dental expenses along with other kinds of expenses. This plan also offers tax benefits up to a certain fixed amount.
One has to take care all the terms and conditions as mentioned above before going for dental insurance plans in India. Some major insurance companies in India are Mediclaim, ICICI Lombard etc. You can apply for dental insurance plans online also in India.
